Free On-Demand Pay solution for employees

Provide your employees the peace of mind they deserve with On-Demand Pay, a financial wellness benefit allowing them instant access to their earned wages.
The best part? Our earned wage access app is free for you to offer and requires no changes to your payroll - ever.

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Banking Services provided by Pathward®, N.A., Member FDIC. Advances provided by Pathward, N.A. While wage advances are free, certain other fees may apply depending on how users use their account.

Over 12,000 businesses doing right by their employees

Magnolia
Tim Hortons
DoubleTree
Sheraton
Le Pain Quotidien
SanStone
iCare
Riverview
JMS
UMRH

Meet Chloe, who uses Clair to stay ahead of her finances

46% of workers in America don't feel financially free

72%

of Americans are financially stressed according to HR.com’s The State of Employee Well-being

46%

Nearly half of employees identify unexpected emergency expenses as the #1 cause of financial stress

2x

Employees going through financial stress are twice as likely to be looking for a new job

5x

Employees with financial stress are 5x more likely to be distracted by personal finances at work

72%

of Americans are financially stressed according to HR.com’s The State of Employee Well-being

46%

Nearly half of employees identify unexpected emergency expenses as the #1 cause of financial stress

2x

Employees going through financial stress are twice as likely to be looking for a new job

5x

Employees with financial stress are 5x more likely to be distracted by personal finances at work

Source: HR.com’s The State of Employee Well-being and PwC's 2023 Employee Financial Wellness Survey

See the impact of earned wage access for employer

Banking Services provided by Pathward, N.A., Member FDIC.

Productivity

Employees pick up 15% more shifts without adding on extra bonuses

Retention

Clair users stay at their jobs 25% longer and save you hiring and onboarding costs

Hiring

2x improvement in qualified applicants by offering a highly sought after benefit

What can employees do with Clair?

Clair offers a stress-free banking app that lets employees access their funds same day

Clair is a financial technology company, not a bank. Banking Services provided by Pathward, N.A., Member FDIC

Get paid before payday, for free

When the next emergency comes around, employees can take an advance on their earnings instead of having to miss work.

Clair is a financial technology company, not a bank. Banking Services provided by Pathward, N.A., Member FDIC. Advances provided by Pathward, N.A. While wage advances are free, certain other fees may apply depending on how users use their account.

Spend with confidence

Employees get a Clair Debit Mastercard® with 40,000 free ATMs* and a banking app that doesn’t charge any of the monthly or minimum balance fees.

Clair is a financial technology company, not a bank. Banking Services provided by Pathward, N.A., Member FDIC. Clair Debit Mastercard can be used for no-fee withdrawals at any U.S. ATMs within the Allpoint network. Fees may apply for international ATM transactions or transactions outside of this network.

Save for the future

Employees get access to high-yield savings account**, and 3% cash back*** on gas and groceries, so they can start putting money aside.

Banking Services provided by Pathward, N.A., Member FDIC. ***Cash Back is an optional rewards program offered by Clair. It is not a Pathward, nor Mastercard product or service, nor does Pathward, or Mastercard endorse the program. Requires employer to opt in for user's purchases to be eligible. Cash Back is only available to eligible users for a 90 day period and is limited to the first $2,500 spent using their debit card.

Learn how to manage their finances

Employees get access to free financial education and planning resources, to learn the skills they need to stay afloat financially.

Do what’s right for your employees too

Save your employees from fees they shouldn’t have to pay

Other Earned Wage Access providers may charge transaction fees – and those add up. Clair doesn’t charge employees for advancing the money they've already earned.

Teach employees critical financial management skills

They don’t teach financial management in school. Clair helps employees learn to manage their money with tools that are designed for them.

Help employees save and build an emergency fund

Don't let financial stress affect your employees' work performance. Clair helps employees save and manage their money.

Banking Services provided by Pathward, N.A., Member FDIC. Advances provided by Pathward, N.A. While wage advances are free, certain other fees may apply depending on how users use their account.

An incredibly easy benefit to roll out

No impact or change to payroll

That means no manually uploading wage deductions to your payroll account – ever.

No cost to employers

Clair makes money when employees spend their earnings, so we don’t need to charge you fees.

No repayment liability on employers

We’ll never go after you if your employees are unable to pay back their advances.

No change to cashflow

Advances are funded by our partner bank, not by your working capital.

Outside open enrollment

Clair works outside the traditional open enrollment process. Employees can onboard at any time of the year.

No impact or change to payroll

That means no manually uploading wage deductions to your payroll account – ever.

No cost to employers forever

Clair makes money when employees spend their earnings, so we don’t need to charge you fees.

No repayment liability on employers

We’ll never go after you if your employees are unable to pay back their advances.

No change to cashflow

Advances are funded by our partner bank, not by your working capital.

Outside open enrollment

Clair works outside the traditional open enrollment process. Employees can onboard at any time of the year.

Advances provided by Pathward, N.A.

Watch the impact Clair has on organizations of all sizes

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